Get Your Best Quote with Unifi Loans

Unifi loans: Modernise access to credit in South Africa. Discover how innovative technology drives financial inclusion. Learn more about Unifi on MyLoan.co.za.
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Representative example: Estimated repayments of a loan of r30,000 over 36 months at a maximum interest rate of 29.25% apr would be r1,381 per month including fees. Repayment terms can range from 2 - 72 months. Myloan is an online loan broker and not a lender. Our service is free, and we only work with NCR-licensed lenders in South Africa. Interest rates charged by lenders can start as low as 19.25% apr, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicant's credit score and other factors at the lender's discretion.

The maximum annual interest rate including fees is 27.5%. Repayment terms can range from 1 - 72 months.

MyLoan is an online loan broker and not a lender. Our service is free and we work with NCR licensed lenders in South Africa. Interest rates charged by lenders can start as low as 20% APR, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants’ credit score and other factors at the lenders’ discretion.

Unifi is an NCR-registered credit provider that quotes stress-free, affordable and superfast loans, from R1000 to R8000, paid out in minutes. Unifi has been making life easy for thousands of South Africans since 2006. The bank quotes several loan products including personal, cash, short-term, and payday loans - and the loan can be repaid over 1 to 6 months.

The bank has a 100% online application, so you can apply anytime, anywhere - no queues, papers or meetings. Online loans recognise that some things in life can not wait, such as a sudden illness that warrants a doctor’s visit or when an appliance or vehicle you rely on breaks. That’s why online loans don’t make you wait and make life easy when needed.

Benefits of Applying for a Loan at Unifi

Apply online at anytime
Same-day approval
No meetings, no papers and no queues
Up to 6 months to pay
Cash is sent straight to your account

The Requirements for an Unifi Loan

You must provide certain documents to apply for a loan at Unifi. If you want to qualify for a loan at Unifi, here are some of the documents that should accompany your loan application:

Age over 18 years
Valid South African ID document or Social Security number
Active bank account
3 month’s recent bank statement or the latest month’s payslip
Proof of residence

Your credit score will also affect your interest rates. In general, high credit risk means a high-interest rate. Before approving your loan amount, the bank also looks at your income and expense to determine your affordability.

How to Apply For Unifi Loans

There are several ways to apply for a Unifi loan. You can apply over the phone, in-branch, or online using the banking platform.

Apply for a Loan over the Phone

Unifi is available on Skype at (021) 11 00 600, and you are always welcome to contact them by e-mail at info@unifi.credit if you have any further questions.

Apply for a Loan at an Unifi Branch Office

You can also submit a loan application directly at an Unifi branch. When you visit the branch, you must remember to bring an ID, proof of residence, and proof of income.

Apply for an Unifi Online Loan

To apply via online banking, you must visit the Unifi website. The page quotes you with a chance to get an online estimate of the amount you can get and the repayment amounts based on your information.

However, you must remember that the estimate is an approximate amount. Several factors determine the final amount, including your credit score and monthly expenses. Once you get the estimate, you can proceed with the three-step application process.

Unifi Website

You must sign up on the website and navigate to loans and applications to submit your loan application. The process is relatively straightforward since you must select the amount and term. Once you have completed the online application and submitted the required documents, the bank reviews your information and retreats with the results. Then you must decide which loan is the best for your circumstances.

How to Apply for a Personal Loan at Unifi

Online personal loans in South Africa have transformed the borrowing landscape, quoting individuals a convenient and efficient way to access much-needed funds. With the rise of digital lending platforms, borrowers can now apply for personal loans online, eliminating the need for lengthy paperwork and physical bank visits. These online lenders provide quick approvals, competitive interest rates, and flexible repayment options, making personal loans accessible to more individuals. Whether it’s for emergencies, debt consolidation, or financing personal expenses, online personal loans have become a popular choice for South Africans seeking hassle-free and convenient borrowing solutions. So, whether you need a personal loan today or on a rainy day, remember that we’re here 24/7 when you need fast financial help.

Life is unpredictable, and your circumstances can change in an instant. While it’s always a good idea to have emergency savings, a personal loan can help you through a tough time you didn’t see coming.

A “traditional” personal loan isn’t always fast or simple to get when you need cash in an emergency. When it comes to applying for most personal loans, the odds are you’ll have to stand in line, fill out lots of paperwork and possibly wait for days to hear whether you can get your loan. But that’s not true when applying for an Unifi personal loan! Unifi has made the personal loan application process as fast and straightforward as possible. Everything happens online:

Go to Unifi
Sign up and complete our quick personal loan application in 5 minutes
Get your answer immediately
If you qualify, you will get your personal loan on the same day

Our personal loans are small, simple and affordable. You can apply for a loan up to R5000, and we make it even more stress-free by quoting you a flexible 6-month repayment term.

Find the Best Personal Loan in South Africa

There are many loan providers in South Africa, so you should find the best one. Unfortunately, visiting every bank and loan provider’s website will take a lot of time, and the amount of information you must go through can be overwhelming.

What if you could find a collection of loan quotes and easily compare them to find the option that suits your needs? Well, that’s precisely what Myloan does. Whether you need money for an emergency, a car, or even a holiday, you can use MyLoan to find the best deals by comparing loans from the best South African lenders. All lenders that you see on the MyLoan website are NCR-registered credit providers.